How to Accept Card Payments in Georgia Without a Website | Unlim.ge

You can accept card payments in Georgia without a website in three ways: a POS terminal for in-person sales, bank payment links or QR codes for orders taken in chats, or a marketplace with built-in checkout. On Unlim.ge buyers pay by card directly on the platform, so a business needs neither its own website nor a separate online merchant account.

Why online acquiring is hard to get without a website

If you are a foreign entrepreneur who has just registered a company in Georgia, the usual route to online payments is "bank account, website, acquiring". Banks connect online card acquiring only to a live website that has:

• public terms of sale;
• a refund policy;
• an SSL certificate;
• company contacts and details.

Until the website exists, this route is closed, and building one takes months. That is why small businesses look for alternatives.

Option 1. A POS terminal

• Best for. A shop, showroom or meeting buyers in person and delivering yourself.
• Pros. Familiar to buyers, money goes to the company account.
• Cons. Works only face to face. A buyer in another city cannot pay this way.

Ask your bank about terminal terms and fees.

Option 2. Bank payment links and QR codes

• Best for. Selling through Instagram, Facebook or messengers and agreeing orders in chat.
• Pros. No website needed, you just send a link.
• Cons. Every payment is issued manually, and you still have to find buyers yourself. Without a storefront or reviews, people trust a new seller less, especially a foreign one.

Check with your bank whether it offers this for businesses and on what terms.

Option 3. A marketplace with built-in checkout

A marketplace solves three problems at once: storefront, buyers and payments. On Unlim.ge it works like this:

• Card payments on the platform. No separate merchant account or third-party payment provider.
• Set up in one day. After that the catalogue, translations, payments and delivery run on the platform.
• Delivery across Georgia for registered businesses, so a buyer in Batumi can order from a seller in Tbilisi.
• Three languages. Listings are translated automatically into Georgian, Russian and English, so you do not need to write Georgian yourself.
• Free to start. The Basic plan allows up to 5 active listings; Start is 39 GEL per month.

Which option to choose

1. Mostly in-person sales. A POS terminal is enough.
2. An existing social media audience. Payment links let you get paid in chat.
3. You need new buyers across Georgia. A marketplace with payments and delivery, such as Unlim.ge.
4. Planning your own website later. Start on a marketplace, test demand, and build the site once you know what sells.

To make your listings stand out once you launch, see How to Promote Products and Services on Unlim.ge.

Frequently asked questions

Can I accept card payments without a website in Georgia?

Yes: with a POS terminal in person, with bank payment links, or on a marketplace with built-in checkout such as Unlim.ge.

Do I need a merchant account to sell on Unlim.ge?

No. You can accept card payments directly through Unlim.ge, without a separate bank account or a third-party payment service.

How long does setup take?

One day. After that the catalogue, translations, payments and delivery all run on the platform.

Can I start for free?

Yes. The Basic plan is free and allows up to 5 active listings.